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Interest rates are rising – what does it mean?

Published By: on July 17th, 2017 in Category Nanaimo Real Estate

Written on July 17, 2017

As many of you know, the Bank of Canada raised its interest rates on Wednesday, for the first time in seven years. Rates went up ¼% – not a drastic rise, but certainly a sign of change. Experts expect more gradual increases in the coming months, with mortgage rates stabilizing again at around 3-4%.

This is good news for investors and bad news for buyers. It is important to keep these increased rates in perspective. 3-4% is still a historically low rate. No one is forecasting a return to the 18-20% rates of the past.

The rate change is due to the strengthening Canadian economy and concerns about increasing consumer debt. Last fall the banks brought in a tougher stress test for mortgage qualification. In order to qualify for a mortgage at 2.4% interest, you had to qualify for at 4.8%. This measure was to insure that borrowers would be able to make their payments should rates increase.

HERE’S WHAT IT MEANS:

  • If you have a fixed mortgage, your interest rate will remain the same until it is time to renew your mortgage.
  • If you have a variable mortgage or a home equity loan, your rates will go up, and your payments will be increased.
  • Expect another increase in the stress test.
  • Expect several more small increases.
  • If you are thinking of buying a home – now’s the time. Lock in the current rates for your mortgage but also make sure that you do not over extend yourself. You’ll need to leave room to absorb slightly higher monthly payments.
  • If you are thinking of selling a home – now’s the time. There will be a flurry of buyers trying to lock in the lower rates before more increases come. More Buyers = a stronger Seller’s Market and rising prices.

If you have questions about how these changes affect your situation, let’s talk.  Call Love Real Estate Group with RE/MAX of Nanaimo at 250-802-9810

Unauthorized Suites in Nanaimo 2017

Published By: on March 3rd, 2017 in Category Nanaimo Real Estate

Written on March 3, 2017

What’s New with Unauthorized Suites in Nanaimo?

Unauthorized Suites have been long tolerated by the City of Nanaimo as they were considered an important part of our rental housing stock. Until recently the City investigated unauthorized suites on a complaint basis only. That is, if a neighbour complained about an unauthorized suite, then a City inspector would investigate. The home owner would be given the choice to upgrade their fire safety or decommission the suite. Continue reading

2017 Vacancy and Rental Rates Nanaimo

Published By: on February 26th, 2017 in Category Nanaimo Real Estate, Rental Rates

Written on February 26, 2017

How much will my home or suite rent for and what is the vacancy rate in Nanaimo? Listed below are typical rental rates in Nanaimo.

Many home owners are looking for guidance about what income they can expect from their rental property, be it a basement suite or a 2nd home. At Remax of Nanaimo we are fortunate to have a very experienced property manager, Guy Litton,  who helps us out in this area.

Rental Rates Nanaimo

Continue reading

BC Loans for First Time Home Buyers – Here’s what you need to know!

Published By: on February 1st, 2017 in Category Nanaimo Real Estate

Written on February 1, 2017

As of January 16, 2017, The BC Government is offering loans to help 1st time homebuyers with their down payments. Many people would like to buy a home and have the income to support mortgage payments, but cannot manage to save the required minimum of 5% for the down payment. The BC government is offering to match the buyer’s down payment up to a maximum of  $37,500. Continue reading

Great Family Home Near Westwood Lake in Nanaimo BC

Published By: on January 13th, 2017 in Category Nanaimo Real Estate

Written on January 13, 2017

This wonderful family home with an in-law suite has 4 bedrooms and 4 bathrooms – there is room for everyone! This Nanaimo home has great curb appeal with its classic styling, a lovely bay window and south facing front porch- just waiting for your porch swing.

With a level entry, the front door opens into the main living area. Beautiful engineered hardwood floors extend through the living room, dining room and family room. The cozy and attractive wood-burning insert in the living room efficiently heats the upper two floors of the house – a great energy savings.

The living room features a large bay window that looks onto the quiet cul-de-sac and towering Mount Benson. The kitchen offers long stretches of counter space, loads of cabinets, gleaming stainless steel appliances and a great view of the mainland mountains. The patio doors lead out to a large deck for entertaining and enjoying the vistas. Continue reading

Affordable 1 Bedroom Condo in newer building near Nananimo Hospital and VIU – $150,000!

Published By: on August 21st, 2014 in Category Nanaimo Real Estate News, Videos

Now offered at $150,000 – this is the best deal in town for a one bedroom condo in a newer, super well run building. Pets are allowed. It’s pretty hard to find a place that will accept 2 cats!

Give me a call to view this lovely, spacious condo near Nanaimo Regional Hospital. Love Real Estate Group 250-802-9810

Spectacular View Home with Old World Charm and Quality – Nanaimo BC

Published By: on July 31st, 2014 in Category Nanaimo Real Estate News

This wonderful 1981 Character home is in Upper Lantzville – on a quiet country road, just 5 mins from Nanaimo’s shopping, Schools, recreation and the beach. With 5500 sq ft and 1.29 acres this ocean view home has room for everyone. Offered at $649,900, this is a special property. Call Love Real Estate Group & Marie Boichuk at 250-802-9810

Ocean View Condo – just steps to the Nanaimo Seawall

Published By: on June 16th, 2014 in Category Nanaimo Real Estate News

SOLD to a nice couple from Nova Scotia. Listed at $249,000 – this 2 bedroom, 2 bathroom condo has an ocean view and is located just steps from the sea wall. Walk into downtown or to the yacht club. This is condo has new carpet, light fixtures and designer window shades. The strata is well-managed and well-maintained.

Amazing Ocean, City and Mountain Views from this condo!

Published By: on June 16th, 2014 in Category Nanaimo Real Estate News

Listed at $154,500, this 2 bedroom expands out onto it’s 3 decks each with it’s own view. It has a great downtown Nanaimo location, close to VIU, the seaplane terminal and the train station. Rentals are allowed so this could be a great investment property.

Check it out – call Love Real Estate Group or Marie Boichuk with RE/MAX of Nanaimo 250-802-9810

What was BIG NEWS in Nanaimo in 2013?

Published By: on January 16th, 2014 in Category Nanaimo Real Estate News

Big News in 2013


Written on January 16, 2014

1.Downtown hotel

Finally- Nanaimo will get a hotel in the downtown core. Our beautiful new convention centre has been hampered by lack of hotel space for convention attendees. City council approved a 240-room, 21 storey development. Construction is expected to

2. Airport success

June 2013 brought a long-sought after addition of Westjet flights to our Nanaimo airport. Direct flights fly daily between Calgary and Nanaimo. Ridership in the 1st 6 months was very high. Westjet is very pleased with the response to this new service. Locals are hoping for more Westjet destinations to come – especially a sun destination. Comox has direct flights to Puerto Vallarta. Victoria had direct flights to Maiu and Kona. It’s our turn!

Nanaimo airport was once infamous for flights being unable to land during fog season. Due to upgraded navigational equipment, cancelled flights are now a rare exception. Nanaimo is now able to land larger planes because of lengthened runways and is also prepared to handle customs and immigration services because of re-designed departure and arrivals areas.

3. Passenger Ferry(ies) Spring 2014

Victoria-based Island Ferries Services Ltd. hopes to run up to six ferries a day between downtown Nanaimo and downtown Vancouver, starting as early as spring of 2014. “We are one major investor away from closing (the deal),” said David Lingwood, Island Ferries managing director.

According to B.C. Transportation Minister Todd Stone, a passenger ferry is also being considered to make B.C. Ferries more efficient and cut costs. A passenger ferry is being considered as an option as the ministry looks for ways to reduce costs and boost efficiencies with its four major ferry terminals that connect the mainland to Nanaimo: Departure Bay, Duke Point, Horseshoe Bay and Tsawwassen.

Perhaps by this spring we’ll have 2 passenger ferries, giving us more choices than ever. Of course, the corresponding cuts to the car ferries are still a concern.

Understanding the Foreclosure Process

Published By: on February 20th, 2013 in Category Nanaimo Real Estate News

Written on February 20, 2013

Kent Locke from Vining Senini was our guest speaker at last week’s RE/MAX sales meeting. Thanks to Kent for giving us this refresher on the process of court-ordered sales and foreclosures:

The judicial process of a foreclosure begins with a demand letter sent to the borrower, which gives the borrower a short amount of time to pay off the mortgage. Once the letter is sent to the borrower, a petition is filed in the BC Supreme Court which requests an action called the Order Nisi that gives a redemption time to the borrower.  The redemption period, which is usually six months, is given to the borrower to redeem the mortgage. The borrow may try to sell the property themselves, during this redemption period.

After the Order Nisi, one of two things will happen.

1. The lender will chose to have the property listed for sale by the court by way of aJudicial Sale through a REALTOR. At this time, the lender will receive an order, approving the sale. The borrower will be responsible for any shortfall between the borrowed amount of the mortgage and the sale amount.

2. The court orders an Order Absolute foreclosure under the following conditions:

a. The redemption period has expired

b. The property is worth the same amount as the mortgage debt or more.

c. The borrower is judgment-proof (i.e. has no assets or money to apply towards deficiency)

d. There are no offers under a judicial sale.

When the lender is granted an Absolute Order, the lender becomes the new registered owner and all borrowers are wiped off title. No further action can be taken against the borrower after the court has granted the Order Absolute.

Once a judgment is placed against a property it is placed on the market with a REALTOR. At this point a buyer can make an offer on the property.

Here’s what happens next:

1. The buyer makes an offer to purchase the property. This offer includes price and subjects such as inspection and financing.

2.If the offer is accepted and the subject clauses are removed within the specified time, a court date is set. The buyers subject-free offer goes to court for approval.

3.Once in court the vendor’s lawyer presents the offer to the judge.

The judge asks if there are any other parties in the courtroom who want to submit an offer.

If not, and the offer is market value, the judge will approve the sale.

If there are competing offers the judge will instruct all parties, including the original buyer to leave the courtroom and resubmit their final subject free offer in a sealed envelope to the vendor’s lawyer.

After all offers have been submitted the judge reviews the offers and approves the best offer. Generally speaking the sale goes to the highest bidder, however, if the bids are close (within $1-2,000 of each other) the judge will sometimes choose to award the sale to the party with the original accepted offer in recognition of their due diligence.

WestJet Comes to Nanaimo – at last!!!

Published By: on February 12th, 2013 in Category Nanaimo Real Estate News

Written on February 12, 2013

Great news for Nanaimo travellers and investors! Monday Feb. 11, 2013 WestJet announced it’s new  service between Nanaimo and Calgary. Beginning in June, there will be daily DIRECT flights between our cities. Here’s the link for the Nanaimo Airport’s press release, including scheduling and pricing.

Of course, many of us are expecting that this services will be only the beginning. Hopefully the future will hold a direct link to Bellingham, as well as a “sun destination”, like Comox’s direct flights to Puerto Vallarta.

New Regulations for Home Construction in Nanaimo

Published By: on February 5th, 2013 in Category Nanaimo Real Estate News

Written on February 5, 2013

Changes to the B.C. Building Code – December 2012

If you are building a new home in B.C. you need to know about these changes. Here in Nanaimo the city building inspectors are scrambling to get up to speed with the new requirements, specifically in the area of seismic upgrades.

In the Nanaimo area, new homes will be required to have Brace Wall Bands. These add lateral stability to the structure – important in the event of an earthquake.

Other new requirements limit the span of large open rooms such as great rooms and the amount of window surface allowed on a wall.

It is estimated that these changes will add $10-15,000 to the cost of building a single family home in Nanaimo.

For more information about building your own home in Nanaimo check out this publication by the City of Nanaimo.

Rental Suites in Nanaimo – What homeowners need to know

Published By: on January 31st, 2013 in Category Nanaimo Real Estate News

Written on January 31, 2013

What’s the difference between Nanaimo’s AUTHORIZED suites and LEGAL suites?

1.Authorized/unauthorized suites refer to suites that were built before Feb. 7, 2005. Before that date there were no rules about suites. Once the City of Nanaimo decided to recognize these suites as an important part of city’s “housing stock”, regulations were introduced. Existing suites were then referred to authorized or unauthorized suites. Newly built suites were referred to as legal or illegal suites.

In order for a pre-2005 suite to be considered authorized it must meet all the “life safety issues” that appear in the building code. The main ones are as follows:

-Fire spread – 5/8” drywall in the ceiling and walls separating the suite from the main part of the house. Also there must be a separation of heat venting from the suite.
-Fire egress – windows in all bedrooms (big enough to climb out of), and appropriate door exits.
-Hard-wired smoke alarms

2. Legal/illegal Suites Any suite built after Feb, 2005 must meet all the building code standards in order to be considered a legal suite. In addition to the above issues, these suites must be no more than 40% of the total square footage of the home (using outside measurements). They must also have independent laundry, water shutoff and heating.

3. What if your suite is not authorized or legal? There are many unauthorized and illegal suites in Nanaimo. These are investigated on a “complaint basis”. This means that the City of Nanaimo tolerates the existence of these suites unless there is a complaint made, usually by a neighbour.  As of today (Jan 31/13) Nanaimo has a backlog of more than 300 suites to investigate for Life Safety Issues.

4.What happens if you are investigated? Nanaimo City inspectors will give you a list of improvements that need to be made with a deadline. If these improvements are not made then the suite will be decommissioned, usually by removing the 220 wiring for the stove.

5. What if you are buying a home with an unauthorized or illegal suites You can still rent the suite out, but be aware that if a complaint is made against you and the city investigates your suite, you may be facing some expensive upgrades. Income from an unauthorized or illegal suite cannot be counted on; therefore your lender will not accept the rent as part of your income.

6. How many suites are there in Nanaimo? Naturally it is impossible to know how many unauthorized or illegal suites are in the City of Nanaimo. However, we do know that there have been 1,500 legal suites added to Nanaimo’s housing stock since 2005. In 2011 and 2012, 60% of new homes were built with legal suites.

This influx of secondary suites has raised the vacancy rate in Nanaimo to 7% in 2012 (according to CMHC stats). This is good news for renters as the average rental price drops. It is bad news for homeowners who wish to rent out their suites. Landlords have had to drop their prices and work harder to attract good renters.

What You Need to Know about Household Mould!

Published By: on January 15th, 2013 in Category Nanaimo Real Estate News

Written on January 15, 2013

What you need to know about moud in your home

Daryl from Discovery Home Inspections came to our sales meeting this week to educate us about the issue of mould in homes. Mold has become a hot-button issue in the past few years, with lots of misinformation floating around.  It is helpful to know that most molds found in our homes are harmless and easy to get rid of. Our environment is full of mold spores. They are a part of our natural world and should not be a source of alarm or fear.

Apparently 85% of household moulds are caused by “life-style issues” and can be fixed by better ventilation or more heat.  This is especially true of the mould found on many interior windows. Most molds are from vapour and condensation – not water infusion.

  • Black mould found in many attics is not harmful if the source is dealt with. Mainly this means better ventilation. It will not spread to the house because it is carried upward by the home’s heat.
  • White mould destroys wood. It can be easily dealt with by using an encapsulating spray. This creates a barrier between the mould and the air it needs to grow.
  • Mould around the tiles in a shower are most often in the old caulking. This is simple to scrape out and replace with new chaulking.
  • Most moulds can be removed by a good scrub with warm soapy water. It is not good to use bleach. It is no more effect in removing the mold than the soapy water and the fumes are not good for you.
  • When there is water damage, remediation is a simple matter of cutting away and replacing the effected material and, of course, fixing the source of the water.
  • Most mould on the exterior of stucco buildings is just surface mould caused by porous paint and wet weather. It can be simply washed off. To watch for more intrusive water damage look for bowing in the wall or vertical cracks that have not been repaired. Vertical cracks are a normal occurrence but they do need to be filled, when they occur, in order to prevent water intrusion

Here’s the link the Environment Canada’s website on the subject:

http://www.hc-sc.gc.ca/ewh-semt/air/in/poll/mould-moisissure/rid-debarrasser-eng.php

If you are unsure about whether you need to be concerned about mould in your home give Darryl at Discovery Home Inspections a call. He is a certified Mould Inspector and Remediator. 250-713-4811-713-4811    250-713-4811

http://www.discoveryhomeinspect.com/

Compassion in Commerce

Published By: on February 28th, 2012 in Category Nanaimo Real Estate News

Have you signed that Charter for Compassion? Check it out at charterforcompassion.org

On March 21 Karen Armstrong will be speaking at the Vancouver Board of Trade luncheon on the topic of Compassion in Commerce. I’m going to attend. Anyone want to join me?

B.C. First-time New Home Buyers’ Tax Bonus 2012

Published By: on February 24th, 2012 in Category Nanaimo Real Estate News

Tuesday Feb. 20 the B.C. Provincial Government announced a new income tax bonus of up to $10,000 for first time home buyers who purchase a new home. Effect from Feb.21/12 to March 31/13 this bonus will be prorated according to household income and the price of the home, but the levels are pretty reasonable. For example a couple who’s total income is $150,000/yr or less who is buying a home that is over $200,000 will receive the whole $10,000. Of course there are other requirement such as residency. This is good news for builders and for buyers.

So here’s the list of reasons why this is good time for First Time Home Buyers to jump into the housing market:

1. Great low mortgage rates

2. If buying new – up to $10,000 provincial tax rebate

3. Federal tax refund of up to $750

To see more details go to the B.C. Government press release.

NOTE: This any other HST rebate decisions are subject to legislative approval.

New HST/PST Rules for B.C. Housing

Published By: on February 20th, 2012 in Category Nanaimo Real Estate News

This week we learned that the the reign of the HST in B.C. will end April 1, 2013. At that time we will convert back to the 7% PST. In the meantime new rules have been implemented to help with the transition period.

Here are the key elements that I have gleaned from the press releases:

1. Previously the top threshold for receiving any HST rebate was $525,000. At that price you could receive a $26,250 rebate. Beginning April 1,2012, with the transitional rules, the threshold has been raised to $850,000 with a maximum rebate of $42,500.

2. These rebates are now available for 2nd homes.

3. After April 1, 2013, buyers will pay a 2% transitional tax on homes built before April 1, 2013.

This government site on New Home Purchases attempts to explain the rules for the transition from the HST to the PST.

Country Club

Published By: on December 10th, 2011 in Category Nanaimo Communities

This area lies adjacent to the Nanaimo Golf Course off the Island highway. On the west side it is bordered by the Country Club Shopping Centre. This large mall is anchored by Future Shop and Save On Foods. Some of these homes back on to the golf course giving them an extensive green belt overlook. Rock City Elementary serves this area as well as Wellington Secondary School. Continue reading

Biodiesel from Chicken Bones?

Published By: on December 1st, 2011 in Category Nanaimo Real Estate News

Triple Benefits from the Green Bin Program

  1. The volume of trash headed for our local Nanaimo area landfill is reduced by close to 50%.

2. ICC’s composting plant at Duke Point, just south of Nanaimo, currently processes 50-60 tons of organic waste, creating rich compost and compost-enriched soil available for your garden.

3. In the future food waste will be converted into renewable fuels.

Yes – you read that right! In the future your chicken bones and corn cobs will be converted into fuel to run your car or generate electricity. The B.C. government has promised a $2.5 million investment into the International Composting Corporation (ICC), Nanaimo based liquid biofuel project. The plan is for 2 million litres of biodiesel to be produced annually from the organic waste collected from our region.

This diagram from ICC shows how it works. For more information visit http://www.iccgroup.ca

Carpenter Ants & Termites – what you need to know

Published By: on November 29th, 2011 in Category Nanaimo Real Estate News

Carpenter Ants and Termites – what’s the difference?

Carpenter ants love moist areas and dry wood. They cause damage as they tunnel through wood to create their “galleries” as seen in the photo above. You may find little piles of sawdust with ant bodies.

Carpenter ants have 3 body segments; some have a red center section. Carpenter ants come in all sizes and are very hard to identify. Some carpenter ants are all black and as small as 3/8”, so just because it’s small you cannot assume it is a sugar ant.   Carpenter ants are noctural so if you think you hear chewing in the walls at night, you are not going mad – you probably have ants tunneling in your bedroom wall.

In cold weather they go dormant. You cannot treat them in the winter anyway. Carpenter ants swarm in the spring so if they come back with the warm weather get a pro in to treat your home. They will treat the whole property because there may be satellite nests that will are hard to locate.

Termites have small black bodies and long wings. They swarm in the spring and in the fall when the rain begins. They cause more structural damage than carpenter ants because they consume wood for food rather than just digging tunnels. As you can see in the photo above, there can be a lot of damage hiding behind your drywall.

They create mud tunnels which often can be found near the house’s foundation:

They often come up the expansion joint between the foundation wall and the floor. Termites love sandy soil so that means that the land between the Country Club area in Nanaimo and Qualicum Beach is prime habitat for them.

Ways to prevent infestation are:

  1. regular inspection, especially foundation walls.
  2. trim vegetation close to the house
  3. keep all wood from contacting soil
  4. repair any water leaks

If you see ants – get a sample! It’s the only way to identify if it’s a destructive wood eater or a harmless nuisance.

Stephenson Point

Published By: on November 28th, 2011 in Category Nanaimo Communities

Stephenson Point is a rocky point of land that forms the south east border of Departure Bay. Ocean views with southern exposure are the unique offering of this area. Properties range from large waterfront estates to newer subdivisions built up the up. This area is close to the beach, schools, shopping and the Departure Bay Ferry Terminal. At the intersection of Stephenson Point Rd. and Hammond Bay Rd. you will find one of Nanaimo’s largest employers – The Pacific Biological Station, and across the street is Lifestyles Health and Fitness Centre. Continue reading

Uplands

Published By: on November 28th, 2011 in Category Nanaimo Communities

Bordered by Departure Bay Rd and Turner Rd on the West and East sides, the Island Highway on the south and Rutherford Ridge on the north. Many of the subdivisions in this area were built in the 80’s-90’s. In the Long Lake area there is a large bare-land strata called Long Lake Heights. Many of these homes are have views of the Lake and those on the southern edge have lakefront with private docks. There are a variety of homes surrounding the lakeshore as well as 3 private care seniors residences.

Upland Park Elementary School is situated in the center of this neigbourhood. Students from Uplands move on to Wellington Secondary School. Nanaimo North Town Centre (aka Rutherford Mall) is a popular shopping mall anchored by Sears, Fairways Market and London Drugs. Further along Uplands Dr. is found Origin, another independent living facility for seniors and also the large 55+ strata development of Longwood. It stands adjacent to Longwood Station, featuring several restaurants, clothing stores and services as well as Thrifty’s Foods.

Homes is this area are relatively affordable and centrally located. Continue reading

North Nanaimo

Published By: on November 28th, 2011 in Category Nanaimo Communities

North Nanaimo is generally considered to lie between Oliver Road and Dickenson Rd on the east/ west  borders with the Island Highway on the south and the ocean on the north. Woodgrove Shopping Center is the City’s largest shopping area with several “big box” stores and many amenities located in this area. This area is the most in-demand area of the city and prices are accordingly higher than in other nearby areas. The north-facing slope of the hills along Hammond Bay Rd. are filled with old and new housing developments, many with spectacular ocean views. This area is served by Rutherford,  Hammond Bay, McGirr, and Frank Ney Elementary schools as well as Dover Bay Secondary School. View homes for sale in north Nanaimo below. Continue reading

Sherwood Forest

Published By: on November 28th, 2011 in Category Nanaimo Communities

This is the nickname for the area up the hill from the corner of Departure Bay Rd. and Hammond Bay Rd. All the street names in this subdivision are from the tales of Robin Hood. Here you find many houses with great views of the bay and southern exposure. Here you will find some luxurious newer homes with fabulous views mixed in with older homes waiting for updating. Many homes in this area are giving a good return on investment because of their location and views. Departure Bay Elementary School sits at the base of the hill on Departure Bay Rd. Students from this school move on to Wellington Secondary just up the hill. Continue reading

Lynburn

Published By: on November 28th, 2011 in Category Nanaimo Communities

This area surrounds Departure Bay, extending up the hill to the Country Club area which is adjacent to the golf course. Alongside of the popular sandy beach there is an area of beachfront homes that sell for a premium because of their walk-on waterfront. Tiered up the hill are many homes with beautiful ocean views. Some homes in this area are on larger lots with mature trees. There are plenty of homes that need updating and will give you good return on improvements. Continue reading

Departure Bay

Published By: on November 28th, 2011 in Category Nanaimo Communities

This area surrounds Departure Bay, extending up the hill to the Country Club area which is adjacent to the golf course. Alongside of the popular sandy beach there is an area of beachfront homes that sell for a premium because of their walk-on waterfront. Tiered up the hill are many homes with beautiful ocean views. Some homes in this area are on larger lots with mature trees. There are plenty of homes that need updating and will give you good return on improvements. Continue reading

Cilaire

Published By: on November 28th, 2011 in Category Nanaimo Communities

Just west of the Departure Bay ferry terminal and north of Brook’s Landing shopping centre lies the quiet self-contained enclave of Cilaire. Encompassed by the circular Cilaire Drive this neighbourhood is served by Cilaire Elementary School and is close to Brook’s Landing shopping centre. Many of these homes have excellent views of Departure Bay and the ferries. The houses were built in the late 60’s and early 70’s; some have been updated and some are waiting for an enterprising new owner. Continue reading